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Individual Coverage

In recent months, the insurance carriers have bombarded the media outlets with acronyms such as HMO, PPO, HRA and HSA. Let us help you understand them.

ABA Insurance Services, Inc., has a team dedicated to the personal needs of our individual clients and families. Our staff is knowledgeable of all the latest insurance trends and can provide you with a plan best suited for your particular needs. Call ABA Insurance Services, Inc., today for quotes on the following products.

• Medical
• Dental
• Vision
• Life
• Disability
• Long Term Care
• Annuities
• Medicare Supplements

MEDICAL COVERAGE
Is your family protected in the event of a serious accident or injury? Not only will health insurance allow you to seek quality care, it protects you from financial devastation if the cost of that care exceeds your income. With the many benefit choices available, we can design a plan to fit any budget.

Let us find the perfect plan to protect your family.

MAJOR MEDICAL
It's been estimated that nearly 40 million Americans are uninsured. With the cost of healthcare continuing to rise, it's now more important than ever to get the protection you deserve. Don't be a statistic. Call our dedicated team today!

SHORT-TERM MAJOR MEDICAL

• In-between jobs?
• Are you a new hire, not yet eligible for a group plan?
• Just graduated?
• Waiting for an Individual policy to be issued?

A Short Term Major Medical Policy is right for you! This policy will provide temporary coverage to fill those gaps between policies. Call us for rates and get the coverage you need, now!

FIXED ANNUITIES
High interest bearing accounts designed to protect and ensure safety of your investments.

EQUITY INDEXED ANNUITIES
Do you want the growth the stock market offers with the security of a guaranteed principal? Growth is based on the equity-indexed market and its fluctuations while guaranteeing a minimum interest rate.

MEDICARE PLANS
Do you need to improve your Medicare coverage? The following benefits are available to individuals enrolled in Medicare Parts A and B:

• Supplement Plans A through G, K, and L
• Stand-Alone Prescription Drug Plans (Part D)
• Advantage Plans (all-in-one plans)
• These plans offer both inpatient / outpatient medical benefits and drug coverage.

Call today for your Medicare review and update.

DISABILITY
Are you prepared for an illness or accident that may result in time off work, with a loss of income? Call ABA today to find out what your disability benefit could be.

• SHORT-TERM DISABILITY
  This will allow you to receive a weekly income while recuperating from an illness or injury.
• LONG-TERM DISABILITY
  This plan could allow a monthly income to continue after the short-term benefits have exhausted.

LONG TERM CARE
Long Term Care (nursing home coverage) is also available. As the average life expectancy increases, this type of coverage is becoming more popular due to the high cost of nursing home care. We can show you several different ways to provide solutions to this problem.  

ANNUITIES
Financial Security

• Guaranteed Income for Life
• Guaranteed Minimum Interest Rates
• Tax-deferred Growth
• Avoids Probate

DENTAL
Smiling makes you feel good. Having a beautiful, healthy smile makes you feel GREAT. Call us to find out how easy it is to apply for coverage.

VISION
Corrective vision is an important part of maintaining your overall health.  It's necessary to obtain an annual vision screening to determine if corrective measures should be taken.  A vision policy will help to reimburse you for expenses related to your annual exam as well as prescribed vision hardware.

LIFE INSURANCE
They're the most precious gifts you've ever been given. You hug them when they finally take that first step and wipe away their tears when they fall. You spend each day protecting them and preparing them for their future.

Have you planned for your family's financial security?
Call one of our agents today, to learn how a Life Insurance Policy can protect your most loved and cherished assets.